Discover it® Miles Card: Earn Unlimited Miles on Every Purchase
Discover credit cards have long been popular with consumers who want to earn cash-back rewards. But with the introduction of the Discover it® Miles card, customers can earn miles instead of cash back. The card earns an unlimited 1.5x miles on every purchase, and Discover will match all of the rewards earned during the first year.
This card is an excellent choice for people who want to earn elevated rewards on every purchase without having to track bonus categories or activate quarterly promotions. Here are some key details about the Discover it Miles card:
– **Annual fee**: $0
– **Welcome offer**: Discover will match all miles you earn in the first year
– **Rewards**: 1.5x miles on every purchase
– **More details**: 0% intro APR on purchases and balance transfers for 15 months, no foreign transaction fee, free credit score, and online privacy protection
**APR**:
If you carry a balance on the Discover it Miles Card, you’re charged a variable annual percentage rate (APR) of 17.24% to 28.24%. It’s important to pay off your balance in full each month to avoid interest charges that can offset the value of the rewards you earn.
**Annual fee**:
There’s no annual fee with the Discover it Miles card, allowing you to keep all the rewards you earn without having to offset the cost of having the card.
**Welcome offer**:
The Discover it Miles card doesn’t offer a traditional welcome bonus. Instead, new cardholders get a match on all miles earned during the first 12 months. This welcome bonus is unlimited and essentially means that you’ll earn 3x points on every purchase during the first year.
**Intro offer**:
With the Discover it Miles Card, you’ll benefit from a 0% intro APR offer on both purchases and balance transfers for 15 months. This can be useful for making large purchases or paying down existing credit card debt without accruing interest.
**Rewards rate**:
You’ll earn an unlimited 1.5x miles on every purchase with the Discover it Miles card, making it easy to accumulate rewards without having to worry about maximizing bonus categories. Miles can be redeemed for cash back, statement credits, or online shopping.
**Additional benefits**:
The Discover it Miles card has no foreign transaction fees, free access to your credit score, and online privacy protection, making it a good choice for travelers and those concerned about their personal information.
**Who is the Discover it Miles best for?**
The Discover it Miles card is ideal for consumers who want to earn rewards on every purchase without tracking bonus categories. It’s also a good option for those looking for a beginner-friendly travel card with no annual fee and a 0% intro APR offer.
**Discover it Miles pros**:
– Unlimited 1.5x miles on every purchase
– All rewards earned during the first year are doubled
– Intro APR offer on purchases and balance transfers
– No annual fee or foreign transaction fees
– Free credit score and online privacy protection
**Discover it Miles cons**:
– No traditional welcome bonus
– No bonus categories to maximize rewards
– Limited benefits without travel protections
**Where can you use Discover it Miles?**
Discover cards are accepted at 99% of U.S. merchants that accept credit cards, but may not be as widely accepted internationally. It’s recommended to bring a backup Visa or Mastercard when traveling abroad.
**How to make a Discover it Miles payment**:
You can make payments online, over the phone, or by mail using the addresses provided on your statement.
**Discover it Miles customer service info**:
Customer service is available 24/7 through various channels.
**Alternative cards to consider**:
If the Discover it Miles card isn’t the best fit for your spending habits, consider alternative travel cards like the Capital One VentureOne Card or the Chase Sapphire Preferred Card.
In conclusion, the Discover it Miles card offers a simple way to earn rewards on every purchase with no annual fee and a generous first-year match on all miles earned. It’s a great option for those looking for a hassle-free travel card with valuable benefits.